Joseph Arthur LLOYD and Elizabeth Jane WATERS Family
m. 1895
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Joseph Morris LLOYD (1845-1932)
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Catherine SINCLAIR (1846-1927)
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Joseph Morris LLOYD (1867-1945) 
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| James Henry LLOYD (1869-1869)
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| Amy Mary LLOYD (1872- )
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| Laura Emily LLOYD (1874- )
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| Ada Catherine LLOYD (1877-1958)
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| Emmeline Hannah LLOYD (1879- )
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| Ethel Annie LLOYD (1881- )
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| George LLOYD (1884- )
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| Byron LLOYD (1886-1888)
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| Byron LLOYD (1899-1959)
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| Robert Betts WATERS (1842-13)
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| Mary Ann FERGUSON (1845-1941)
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| Robert Aneas WATERS (1873-1946)
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| Sarah Susan WATERS (1878-1954)
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Elizabeth Jane WATERS (1870-1941)
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| Joseph Arthur LLOYD (1870-1962)
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| Vernon Raymond LLOYD (1896-1974)
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| Arthur Byron LLOYD (1898-1959)
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| Rita Blanche LLOYD (1904- )
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| Eric LLOYD (1904-1904)
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| Vergil LLOYD (1904-1904)
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| Maude Elizabeth LLOYD (1906-2001)
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| Kelvin Philip LLOYD (1907-1960)
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